Personal Budget Planner Google Sheets Excel | Monthly Budget Spreadsheet Dashboard Charts | Expense Income Debt Savings Tracker + PDF Guide
Category: Planners / Finance
Personal Budget Planner Google Sheets Excel
✦ PERSONAL BUDGET PLANNER — ten linked tabs, zero formulas to write ✦
One workbook for your whole financial life: income, expenses, bills, debts,
savings goals and net worth — all connected, all updating themselves.
You type your numbers. Everything else happens on its own.
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★ WHAT YOU GET
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✓ Google Sheets version — instant copy link
✓ Microsoft Excel version — one-click download
✓ 16-page PDF user guide with real screenshots
✓ TWO copies: one filled with an example, one blank and ready for you
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★ THE TEN TABS
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• Dashboard — 8 KPI cards and 8 charts
• Settings — your currency, year and savings goal
• Income — 12 months: salary, extra and other income
• Expenses — 12 months × 8 categories, planned vs actual
• Categories — yearly rollup per category
• Bills — recurring costs and their real yearly price
• Debts — payoff plan with true compound interest
• Savings — progress and an expected finish date per goal
• Wealth — assets against liabilities, month by month
• Summary — income, surplus, savings rate, running balance
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★ WHY THIS ONE
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✓ Type your currency symbol once — it flows into every header and card
✓ Dropdowns on Month, Category and Status stop typos breaking your totals
✓ Over-budget cells turn red automatically
✓ Months-left uses NPER, so interest is actually counted — and it warns you
when a payment is smaller than the interest accruing
✓ A Data Health panel that checks the workbook against itself
✓ Formula cells are protected from accidental edits
✓ Works in Excel 2007+ — no add-ons, no macros, no scripts
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★ HOW TO START
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1. Your download arrives instantly after purchase
2. Open the link and click "Make a copy" — it is yours
3. Set your currency in Settings and start
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★ PLEASE NOTE
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• Digital product — nothing is shipped
• A free Google account is needed for the Google Sheets version
• Personal use only — resale or redistribution is not permitted
• Digital downloads are not returnable, but message us with any question
Thank you for visiting our shop 💛